Straight Talk with Doug logo
Doug Spurr Sales & Finance — Sudbury Boat & Canoe
Call the store866-676-5442
SBC — Sudbury Boat & Canoe — Lifestyle, Leisure, Fun

Straight Talk Financing Solutions with Doug

Good credit? Bad credit? No credit? Let’s talk about it — no judgment, no lecture.

Financing for the products Doug sells at Sudbury Boat & Canoe — Arctic Cat sleds, ATVs and side by sides, Suzuki ATVs and motorcycles, MirroCraft, Scarab, Tracker, Henley and Four Winns boats, Bentley and Montego Bay pontoons, and Yamaha, Mercury and Suzuki outboards — for every kind of credit.

Doug Spurr, Sales & Finance at Sudbury Boat & Canoe. Neither Doug nor the store lends money — secure lenders they work with do. All financing is on approved credit (OAC).

Rider on an Arctic Cat snowmobile in deep snow
All credit
types welcome

Doug’s message to you

Here’s Doug himself, in his own words — press play. This is exactly what he’ll tell you on the phone.

Arctic Cat Prowler 500 LTD side by side

Straight up: who lends the money?

I don’t lend money. Neither does Sudbury Boat & Canoe. We work with secure lenders who do.

Every application comes to Doug first, and he reads it himself. Most files he works start to finish. If yours needs more lender doors than he has, he hands it to the alternative lending specialist, who works with more lender options — and Doug tells you straight up if he does. Your consent on the application covers both: checking your credit, and sharing your file with the lenders and that specialist.

What Doug sells — and can finance

This is the full list. These are the only new products Doug sells at Sudbury Boat & Canoe, and they are the only new products this page finances. If a brand is not listed here, Doug does not sell it new.

Arctic Cat snowmobile in the snow

Snowmobiles

Arctic Cat only.

  • Arctic Cat snowmobiles — trail, crossover and mountain, including the Catalyst lineup
Suzuki KingQuad 750 ATV on a forest trail

ATVs

Two lines only — Arctic Cat and Suzuki.

  • Suzuki KingQuad ATVs — including the KingQuad 750
  • Arctic Cat ATVs — including the Alterra lineup

Motorcycles

Suzuki only.

  • Suzuki motorcycles — the Suzuki motorcycle lineup Doug sells at the store
Pontoon boat cruising on a lake under a blue sky

Boats & pontoons

Only the boat and pontoon lines the store carries.

  • Boats — MirroCraft, Scarab, Tracker, Henley, Four Winns
  • Pontoons — Bentley, Montego Bay

Side by sides

Arctic Cat only.

  • Arctic Cat side by sides — including the Prowler lineup, two-seaters and crew cabs for the trail, the camp and the hunt

Outboard motors

Three motor lines only.

  • Yamaha outboards
  • Mercury outboards
  • Suzuki outboards

Used machines

Financing is not just for brand new.

  • Used sleds, ATVs, motorcycles, side by sides, boats and motors — only the used machines actually in stock at Sudbury Boat & Canoe. Used stock changes, so ask Doug what is on the lot.

The full list — nothing else new: Arctic Cat snowmobiles, ATVs & side by sides • Suzuki ATVs & motorcycles • MirroCraft, Scarab, Tracker, Henley & Four Winns boats • Bentley & Montego Bay pontoons • Yamaha, Mercury & Suzuki outboard motors.

Payment calculator

No rate tables, no guessing games. Pick the credit spot that sounds like you — Doug’s calculator does the rest. You never have to tell the page your exact score.

A down payment can help — especially on tougher files — but it isn’t always required.

Each spot uses a sample rate. Rates vary based on credit worthiness. Your actual rate is set by the lender, on approved credit.

Your estimate
$0 / week
That’s about $0 / month

Please note: payments are an estimate only and may change, subject to bank approval.

Estimate only — not a quote and not an approval. Payments are figured before tax, freight, setup, licensing and any lender or admin fees, which change the real number. Rates vary based on credit worthiness and are set by the lender; a down payment may be required. Everything is on approved credit (OAC). Doug will give you the exact numbers on your actual file before you sign anything.

How it works — 3 steps

1

You apply

Fill out the short application below. It comes straight to Doug — a real person reads it, not a machine.

2

Doug calls you himself

Doug goes over your file, your options and your real payment numbers. If your file fits a specialist with more lender doors, he tells you straight and hands it over with your consent.

3

You pick your machine

With your financing sorted, you pick from the products Doug sells — the list above — and get out there.

Good to know: lenders usually want to see steady, verifiable income — the store’s standard programs look for about $3,000 a month or more. Don’t count yourself out if you’re close or your situation is different. Talk to Doug first — that’s what the alternative lending specialist is there for.

Start your application

This short starter form goes to Doug at the store. He reads it himself and calls you back. When you press the send button, your own email app opens with your answers filled in — press send in your email app too, and your request lands in Doug’s store inbox.

Your private numbers stay off this form

Do not put your SIN, your birth date, or your bank numbers on this form. This page is not where those belong.

When Doug calls you, he’ll walk you into the secure lender application for that part — that’s the safe place for it, and that’s where your credit check happens, with your consent.

This starter form is just so Doug knows who you are, what you want, and how to reach you.

Prefer to talk first? Call the store at 866-676-5442 and ask for Doug.

“Send” opens your own email app with everything filled in, addressed to Doug at the store (doug@sudburyboat.com) — just press send there. Nothing is stored on this page. No SIN, birth date or bank numbers, remember — those only go on the secure lender application Doug sends you.

Download the Full Credit Application (PDF)

Fill it in, save it, and email the saved copy to Doug at doug@sudburyboat.com.

Straight answers

Do you lend the money yourselves?

No. Neither Doug nor Sudbury Boat & Canoe lends money. They work with secure lenders who do — Doug’s job is getting your file in front of the right one.

My credit is rough. Should I even bother?

Yes. All credit types are welcome here, including rebuilding and no credit yet. Worst case, Doug tells you straight what it would take — no judgment, no lecture.

Who sees my application?

Doug first — he reads every one himself. With your consent, your file can also go to the secure lenders, and to the alternative lending specialist if your file needs more lender options. Doug tells you if he hands it over.